Kenyans locally and abroad now have a reliable, affordable path to home ownership through the Maskani Bora Turnkey Project. The partnership—led by Co-operative Bank, Optiven Limited, and Everstrong Maskani LLP—offers end-to-end land acquisition, home construction, and mortgage financing, all under one transparent, milestone-driven system.
A New Chapter for Affordable Housing in Kenya
For decades, Kenyans have struggled with the risks and high costs of building homes. Many face dishonest contractors, unclear project timelines, inflated expenses, and poor construction quality. These challenges often make home ownership feel like an unattainable dream.
However, a new initiative is changing that narrative. The Maskani Bora Turnkey Project—a collaboration between Co-operative Bank of Kenya, Optiven Limited, and Everstrong Maskani LLP—seeks to simplify and secure the homeownership process for everyone, including Kenyans living in the diaspora.
Who’s Behind the Maskani Bora Project?
This unique partnership brings together three major players, each with a specific role:
- Optiven Limited identifies, verifies, and sells land in prime areas.
- Everstrong Maskani LLP handles architectural design, professional construction, and quality assurance.
- Co-operative Bank of Kenya offers accessible mortgage loans under the Kenya Mortgage Refinance Company (KMRC) model.
Together, they provide a complete, ready-to-move-in housing solution—eliminating the need to deal with multiple agents or unreliable service providers.
How the Financing Works
One of the core features of this project is the flexible financing plan. Through Co-op Bank, eligible Kenyans can access:
- Loans of up to KSh 10.5 million
- Applicable to homes valued up to KSh 15 million
- Fixed interest rate of 9.5%
- Repayment periods of up to 25 years
- Eligibility for both local and diaspora Kenyans
Unlike conventional loans, this model is structured around verified and supervised construction milestones. Therefore, loan disbursement happens gradually and only after quality checks at each stage. This ensures your money directly funds tangible progress on your home.
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What Sets Maskani Bora Apart?
1. Milestone-Based Construction
Unlike traditional building projects where clients risk losing money to unprofessional contractors, Maskani Bora uses a milestone-based system. Here’s how it works:
- Funds are released only after specific construction phases are completed.
- Independent technical teams from Co-op Bank conduct inspections before each release.
- The homeowner is involved in all stages, ensuring transparency and accountability.
As a result, both quality and timelines are strictly managed.
2. No Upfront Payments
Many Kenyans have been conned in the past by unscrupulous developers. To build trust, Everstrong Maskani does not require any advance payments. They will construct your home first, and only hand over the keys once the work is fully done.
This approach removes financial stress while giving clients full confidence in the process.
3. Professional Oversight and Guarantees
From the foundation to the final touches, Everstrong Maskani guarantees:
- Structural soundness
- Insurance during construction
- Post-completion defect liability coverage
Additionally, clients receive regular updates, a detailed progress checklist, and can visit the site at every phase. This system eliminates hidden costs, poor workmanship, and miscommunication.
4. Prime Locations
The homes will be built on verified plots in well-established Optiven projects, including:
- Amani Ridge in Kiambu
- Achievers Paradise in Ngong (Kimuka)
- Happy Gardens and Victory Gardens in Kitengela
- Upcoming developments along Gatanga Road
These locations were selected for their growing infrastructure, high security, and long-term investment value.
A Reliable Option for the Diaspora
Kenyans living abroad have often found it difficult to invest in property at home. Scams, mismanagement, and lack of oversight make it risky to send money for construction.
With Maskani Bora, the entire process is professional, monitored, and designed with diaspora clients in mind. From the loan application to final handover, everything can be coordinated remotely and securely.
Leadership Behind the Initiative Speaks Out
Additionally, The team behind Maskani Bora is committed to long-term impact.
George Wachiuri, CEO of Optiven Limited, shared:
“Our vision is to transform communities economically and socially. By enabling people to own homes through this collaboration, families are socially empowered. This partnership aligns perfectly with our goal of bringing transformation to our people and nation.”
Henry Kyanda, Managing Partner at Everstrong Maskani LLP, emphasized:
“We are working with trusted organizations. We do not ask for any money upfront. We will build your house and hand over the keys. Clients will walk the journey with us.”
Japhet Kahindi Ponda, Head of Mortgage Finance at Co-op Bank, added:
“Anyone in Kenya or the diaspora can apply for a KMRC loan. The house must be valued at no more than KSh 15 million, and the loan limit is KSh 10.5 million.”
Supporting Kenya’s Affordable Housing Agenda
This project complements the Affordable Housing Programme by the Kenyan government, which aims to create inclusive, sustainable cities. With more than 80% of urban dwellers renting homes, Maskani Bora directly addresses the growing housing demand.
By offering secure, structured, and affordable home ownership pathways, the project contributes to:
- Job creation in the construction sector
- Urban development through planned housing
- Economic empowerment for families and communities
Benefits at a Glance
Feature | Benefit |
|---|---|
Integrated solution | Land, construction, and financing all in one place |
No hidden costs | Transparent pricing and progress updates |
No upfront payments | Build now, pay after completion |
Verified developers | Work only with trusted institutions |
Diaspora access | Apply and invest securely from abroad |
Affordable financing | Loans up to KSh 10.5M, fixed rate, long tenure |
Final Thoughts: A Safer, Smarter Investment
In summary, the Maskani Bora Turnkey Project offers an efficient, trustworthy, and affordable way to own a home in Kenya. By working with reputable partners and following a transparent, milestone-driven process, the initiative eliminates the stress and risk that typically come with home building.
Whether you’re in Kenya or overseas, this project gives you the opportunity to invest with confidence, own a quality home, and join the growing number of families who are building secure futures.
