Dividend performance is one of the key factors people consider when choosing a SACCO. This guide outlines top performing SACCOs in Kenya by dividends.
Top SACCOs by Dividends
| SACCO | Estimated Dividend |
|---|---|
| Stima SACCO | 12% to 14% |
| Kenya Police SACCO | 12% to 14% |
| Safaricom SACCO | 10% to 13% |
| Harambee SACCO | 10% to 13% |
| Mwalimu SACCO | 10% to 12% |
What Drives High Dividends
- Strong loan performance
- Good management
- High member contributions
Read Also: Best SACCOs in Kenya (2026)
Expert Opinion
Alex Mwangi a financial analyst at Knowclick Media explains:
“Dividend rates reflect how well a SACCO is managed. However, consistency is more important than peak performance.”
Final Thoughts
High dividends are attractive, but stability and reliability should always come first.
